niche still openApp Store US · November 2026Join the waitlist

Is the expense tracker app market saturated? What the App Store US data says

12 keywords measured on App Store US, last scanned 2026-11-02. Figures are read directly from store pages, not estimated.

NEW ENTRANTS · 12 MONTHS

How many expense tracker apps released in the last 12 months are ranking on App Store US today, and how many reached the ratings threshold?

Newcomers rarely survive Only 1 of 9 top-10 apps released 6–12 months ago reached 50 ratings; 13 more were released in the last 6 months and are too young to judge.
Released 6–12 months ago, past 50 ratings
1/9
top-10 apps released 6–12 months ago that reached 50 ratings
Too young to judge
13
released in the last 6 months, not counted either way
Over 24 months
1/16
same ratings threshold
Median release year, top-10
2025
of 56 dated apps
Store autocomplete confirms people search for this niche. Searched for: "expense tracker" suggested after typing 40% (position 1).

WHAT WINNERS CHARGE

Are expense tracker apps profitable, and what do the top apps on App Store US charge?

5 of 5 sell in-app purchases; prices were read for 4 of them, top prices range from 4.99 USD to 199.99 USD.

Real prices, read from each app's own store page, not estimated

App holding top-5RatingsWhat it chargesLast update
Expensify - Travel & Expense158,0944.99 USD — Monthly Subscriptionupdated 2026-11-03
NerdWallet: Smart Money App125,524sells in-app purchases, price not readupdated 2026-10-27
Monarch: Budget & Track Money116,791199.99 USD — Yearly Plus Subscriptionupdated 2026-10-29
EveryDollar: Budget Management84,203129.99 USD — Ramsey+ (Annual)updated 2026-11-02
Money Manager Expense & Budget19,73319.99 USD — 1 Year Subscriptionupdated 2026-10-26

REVENUE CHARTS

Do expense tracker apps make money on App Store US, judged by days on a top-grossing chart?

8 of 56 apps holding a top-10 position sat on their category's top-grossing chart on at least 3 of the last 30 days.

AppCategoryBest rankDays on chart
Rocket Money - Bills & BudgetsFinance230/30
Copilot: Track & Budget MoneyFinance430/30
Monarch: Budget & Track MoneyFinance730/30
EveryDollar: Budget ManagementFinance830/30
Buddy: Budget Planner AppFinance5230/30
How to read this

Chart read on 30 of the last 30 days.

Only the top-grossing chart counts. Top-paid charts are left out: paid-app sales are thin enough that almost any paid app reaches one. Each category chart lists the 100 highest-earning apps in that category on this store, so the bar is far higher in Games than in Medical.

RATING GROWTH

Are expense tracker apps on App Store US still gaining ratings, or has the market gone quiet?

25 of 54 apps are still gaining ratings, a median of 2.21 new ratings a day. 28 gained none in the last 30 days; 1 moved only once.

AppReleasedRatings nowNew ratings per day
Rocket Money - Bills & Budgets2016404,690284.86
Monarch: Budget & Track Money2020116,791141.62
Expensify - Travel & Expense2011158,09424.48
Copilot: Track & Budget Money201930,89513.28
NerdWallet: Smart Money App2016125,52410.48
How to read this

54 of 56 apps holding a top-10 position have rating readings spanning 14+ days.

App Store rating counts are kept per country, so these are App Store US ratings only. Google Play counts are worldwide. Compare apps within one store, never across the two. A rate is the rise in rating count over the days observed in the last 30 days; a drop of more than half is read as a counter reset and earlier readings are discarded.

KEYWORDS

What do people search to find a expense tracker app, and which keywords does nobody target?

3 of 8 keywords have no top-10 app aiming at them: tracking expenses, spending tracking, finance tracker.

KeywordDifficulty (0–100)Apps targeting it
tracking expenses18nobody — 0/10
spending tracking21nobody — 0/10
finance tracker47nobody — 0/10
personal expenses tracker301/10
expense tracking263/10
expenses tracker443/10
budget tracker524/10
daily expense tracker325/10

4 more keywords in the full report.

How to read this

Difficulty is the cost of reaching the top, 0–100. "Apps targeting it" counts top-10 apps carrying every word of the keyword in their name or subtitle.

COMPLAINTS

What do users complain about in the top expense tracker apps?

Too few complaints collected to summarise (17).

How to read this

Mixes the slice of reviews the store chooses to show, which skews positive, with each app's latest reviews — so the shares show which problems dominate, not how many users hit them.

OTHER STORE

Is the expense tracker app market different on Android (Google Play)?

See expense tracker on Google Play US → 2 of 17 top-10 apps released 6–12 months ago reached 50 ratings there